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In enhancement, customers for this sort of strategy might have severe legal or criminal histories. It is very important to keep in mind that different carriers offer a variety of issue ages on their guaranteed concern policies as reduced as age 40 or as high as age 80 - senior final expense life insurance program. Some will likewise provide higher stated value, as much as $40,000, and others will permit better survivor benefit problems by enhancing the rates of interest with the return of premium or lessening the variety of years until a complete survivor benefit is readily available